Protective Policies
Insurance is a personal matter - some people take out insurance policies to cover every eventuality whilst others are happy to get by with the minimum legal requirements. Whatever your views personal accident insurance is well worth considering, particularly if you are self employed or an employer. The next stage up is a sickness and accident insurance policy which will also cover you in the event of illness or poor health. The third tier of such insurance is a sickness, unemployment and accident policy which should cater for all eventualities.
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